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Savings Rates
The following interest rates are effective on
, and subject to change without notice.
For additional information, please call 800-335-4126 or contact one of our banking specialists.
 Printer Friendly Rates PDF
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Certificates of Deposit* |
Minimum balance to open and obtain APY: |
| $2,000 |
$25,000 |
$95,000 |
| 3 months (90 days) |
APY |
1.15% |
1.15% |
1.10% |
| Interest Rate |
1.14% |
1.14% |
1.09% |
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|
| 6 months (180 days) |
APY |
1.35% |
1.35% |
1.30% |
| Interest Rate |
1.34% |
1.34% |
1.29% |
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| 12 months (365 days) |
APY |
1.70% |
1.70% |
1.65% |
| Interest Rate |
1.69% |
1.69% |
1.64% |
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| 24 months (730 days) |
APY |
2.25% |
2.25% |
2.20% |
| Interest Rate |
2.23% |
2.23% |
2.18% |
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| 36 months (1095 days) |
APY |
2.50% |
2.50% |
2.45% |
| Interest Rate |
2.47% |
2.47% |
2.42% |
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| 60 months (1825 days) |
APY |
2.85% |
2.85% |
2.80% |
| Interest Rate |
2.81% |
2.81% |
2.76% |
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Banking customers are guaranteed either the rate in effect on the date we receive their
deposit, or the rate in effect on the date the deposit was postmarked, whichever is higher.
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PERSONAL MONEY MARKET ACCOUNT** |
Minimum balance to open and obtain APY: |
| $2,000 |
$25,000 |
$50,000 |
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APY |
1.20% |
1.25% |
1.40% |
| Interest Rate |
1.19% |
1.24% |
1.39% |
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BUSINESS MONEY MARKET ACCOUNT** |
Minimum balance to open and obtain APY: |
| $5,000 |
$25,000 |
$50,000 |
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APY |
1.20% |
1.25% |
1.40% |
| Interest Rate |
1.19% |
1.24% |
1.39% |
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INDIVIDUAL RETIREMENT ACCOUNTS |
Available on Personal CDs and Personal Money Markets. $2,000 minimum initial deposit. No annual fees. |
Checking Rates
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PERSONAL CHECKING ACCOUNT** |
| Free Checking |
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- Initial minimum deposit of $100
- No daily minimum balance
- No monthly fee
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| Interest Checking |
APY |
1.00% |
- Initial minimum deposit of $500
- Daily minimum balance of $2,500 to avoid $15 monthly fee
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| Interest Rate |
1.00% |
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| Interest Plus Checking |
APY |
1.50% |
- Initial minimum deposit of $500
- Daily minimum balance of $10,000 to avoid $15 monthly fee
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| Interest Rate |
1.49% |
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| Elite Checking |
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- Customers age 55 and better
- Initial minimum deposit of $100
- No daily minimum balance
- .10% rate bonus on new CDs, with direct deposit
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BUSINESS CHECKING ACCOUNTS** |
| 401(k) Plan Checking |
APY | 1.50% |
- Daily minimum balance and initial deposit of $10,000, to avoid $15 monthly fee
- Solo 401(k) Plan & Trust ownership only
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| Interest Rate | 1.49% |
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| LLC Retirement Plan Checking |
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- Daily minimum balance and initial deposit of $10,000, to avoid $15 monthly fee
- LLC ownership only
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*Interest is compounded daily. The APY (Annual Percentage Yield) assumes interest remains on deposit until maturity.
All Certificates of Deposit include an interest penalty for early withdrawal of principal.
Interest rates are subject to change without notice.
** Interest is compounded daily. A fee will be charged if balance falls below the required minimum and will reduce
the APY (Annual Percentage Yield).
Interest rates are subject to change without notice.
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