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Rates

The following interest rates are effective on , and subject to change without notice.

For additional information, please call 800-335-4126 or contact info@paccrest.com.

Savings Rate Report

Certificate of Deposit 1 Month 30 Days 2 Months 60 Days 3 Months 90 Days 6 Months 180 Days 12 Months 365 Days 24 Months 730 Days Interest Rate APY** Interest Rate APY** Interest Rate APY** Interest Rate APY** Interest Rate APY** Interest Rate APY** $2000 - $9999 2.47% 2.50% 2.47% 2.50% 2.47% 2.50% 3.34% 3.40% 3.39% 3.45% 3.44% 3.50% $10000 - $24999 2.47% 2.50% 2.47% 2.50% 2.47% 2.50% 3.34% 3.40% 3.39% 3.45% 3.44% 3.50% $25000 - $49999 2.47% 2.50% 2.47% 2.50% 2.47% 2.50% 3.34% 3.40% 3.39% 3.45% 3.44% 3.50% $50000 - $99999 2.47% 2.50% 2.47% 2.50% 2.47% 2.50% 3.34% 3.40% 3.39% 3.45% 3.44% 3.50% $100000 - * 2.52% 2.55% 2.52% 2.55% 2.52% 2.55% 3.39% 3.45% 3.44% 3.50% 3.49% 3.55%

Glossary of Terms - Certificate of Deposit (CD)   **Annual Percentage Yield (APY)

Regular Money Market Interest Rate APY** $2000 - $24999 2.96% 3.00% $25000 - $49000 3.05% 3.10% $50000 - * 3.20% 3.25%

IRA IRA products with a $500 minimum balance. No annual fees.

Interest is compounded daily. The APY (Annual Percentage Yield) assumes interest remains on deposit until maturity. A penalty may be imposed for early withdrawal. A $2,000 minimum is required to open a Regular Money Market account and Certificate of Deposits. A fee will be charged if balance falls below the required minimum and will reduce the APY (Annual Percentage Yield).