| BauerFinancial, Inc., the nation's leading independent bank rating and research firm, has awarded Pacific Crest Savings Bank a 5-Star Superior rating. The 5-Star rating is based on the overall financial picture of the bank and indicates that Pacific Crest is one of the strongest banks in the nation. BauerFinancial star ratings classify each institution based upon a complex formula factoring in current and historical data. The first level of evaluation is the capital level of the institution followed by other relevant data including, but not limited, to: profitability, historical trends, loan delinquencies, repossessed assets, reserves, regulatory compliance, proposed regulations and asset quality. For additional information, please see our press release and the BauerFinancial website. |