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Business Basics Checking

Our Business Basics Checking Account is great for small businesses, and growing businesses with moderate account activity and balances.

Account Details
  • $500 minimum initial deposit.
  • $2,000 minimum daily balance requirement, to avoid service fee.
  • $7 monthly service fee, if minimum daily balance falls below $2,000.
  • First 150 checks/debits and items deposited per statement cycle are free; $0.20 per item thereafter.
  • No direct deposit requirement.
  • Initial order of basic checks is free.
  • Free access to online banking.
  • Free Bill Payer*.
  • Free Visa® Debit card with no monthly fee.
  • Pacific Crest Savings Bank does not provide, nor accept, cash.  
  • Please contact a banking specialist for more information.

*Bill Payer is free, but must be utilized at least once every 90 days.  If you do not pay a bill within a 90-day period, we may cancel the Bill Payer portion of Online Banking.