Open a Pacific Crest Savings Bank checking account (with direct deposit²) and receive 2.25% APY¹ on a new 10-month CD.

We offer checking accounts to meet your individual needs:

•	$2,000 minimum initial deposit; $95,000 maximum
•	No monthly or annual account fees
•	Interest is compounded daily and paid to the account monthly
•	Penalties for early withdrawal apply
•	Rate is fixed for the term of the Certificate
•	CDs will automatically renew unless you contact us for withdrawal
•	Free access to online banking

1	The Annual Percentage Yield (APY) is accurate as of 02/11/10. This promotional APY applies only to the initial term of a new 10-month CD.  Rates are subject to change at any time and are not guaranteed until the CD is opened.
2	Direct deposit from Payroll or Social Security is required to obtain this term and rate.
3	Checking account must remain open for the term of the CD, otherwise a $15 fee for closure of the checking account will be assessed.
4	Pacific Crest Savings Bank does not provide, nor accept, cash.